finTrk Privacy Policy

Last updated: October 1, 2026

finTrk is a personal finance tracker. This policy describes how the app handles information.

Summary

• Portfolio data (holdings, loans, notes) is stored on your device.
• We do not operate user accounts or sync your portfolio to our servers.
• The app may contact our API to fetch public market prices (stocks, mutual funds, gold).
• We do not sell your personal data.

Data stored on your device

Holdings, balances, loan details, SIP settings, and notes you enter are saved locally using on-device storage (AsyncStorage). Uninstalling the app or clearing app data removes this information.

Network requests

To show live prices and search instruments, the app may send requests to our backend API (hosted on Cloudflare Workers). These requests typically include:

• Stock symbols or mutual fund scheme codes you search or refresh
• ISIN codes of the securities on a statement you import, so each can be identified
• Standard HTTP metadata (IP address, user agent) processed by our hosting provider

We do not send your full portfolio or personal notes to the API for storage.

Statement import (CSV and CAS PDF)

If you import a holdings statement, the file is read on your device. For a Consolidated Account Statement (CAS) PDF, the file and its password are opened on your device by a PDF reader (pdf.js, downloaded from the jsDelivr CDN and checked against a fixed fingerprint); neither is uploaded. Only the ISIN codes found in the statement are sent to our API to identify each fund or share — not your PAN, name, folio numbers or amounts. Parsed holdings are stored locally only.

Third-party data sources

Market data may be retrieved via third-party services (e.g. AMFI, NSE, Yahoo Finance, mfapi.in) through our API. Their use is subject to their respective terms.

Children

finTrk is not directed at children under 13.

Not financial advice

finTrk is for personal record-keeping. It does not provide investment, tax, or legal advice. Market data may be delayed or inaccurate.

Changes

We may update this policy. Continued use of the app after changes constitutes acceptance.

Contact

For privacy questions, email ksquaretechhub@gmail.com or see our support page.